Auto Insurance

Auto insurance is your financial defense against the unpredictable. If you’re involved in an accident, you may have to deal with potential injuries and expensive bills. With the right auto insurance policy, you can help avoid financial fallout, as it may cover everything from property damage to medical expenses, up to your policy’s limits.

New DMV Law in California changing the minimum financial responsibility requirement from $15,000 per Person $30,000 per accident $5,000 for property damage to $30,000 per person $60,000 per accident $15,000 property damage for a policy starting 01/01/2025 or at the Renewal. Purchase a one year policy with us from now till the end of the year!

What Is Auto Insurance?

Auto insurance can provide crucial financial support depending on the coverage you choose after an accident or a damage-causing event. You may face penalties and personal liability for injuries or damage to other people’s property without sufficient auto insurance.

Why Do I Need Auto Insurance?

In California, all motorists are mandated to carry insurance to drive legally and ensure accountability for potential accidents. The state’s insurance prerequisites are as follows:

• Bodily injury liability is mandatory and may provide financial aid if you’re responsible for injuring someone in an accident.
• Property damage liability may help cover the costs if you damage someone else’s property, like their car or home, in an accident.

Keep in mind that the above are the minimum requirements. An insurance agent from Choice Insurance Agency can recommend additional options and explain exactly what you need.

What Does Auto Insurance Cover?

In addition to bodily injury and property damage liability, you may also consider the following options:

• Collision coverage may pay for your vehicle’s repair or replacement if you’re involved in a collision.

• Comprehensive coverage may cover noncollision damage, including theft, weather damage or encounters with wildlife.
• Uninsured/underinsured motorist coverage may cover costs if you’re involved in an accident with an at-fault driver without adequate insurance.

Get a Car Insurance Quote

Explore auto insurance plans with experts from Choice Insurance Agency. Contact us today to get started.