Benefits of Medicare Advantage Plans

Navigating the world of health insurance can feel overwhelming, but understanding the benefits of your options, such as Medicare Advantage plans, can help you make an informed decision about your coverage. At Choice Insurance Agency, we’re committed to helping seniors and Medicare-eligible individuals find the right plan to fit their needs and budget.

What Is Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare (Parts A and B). These plans are offered by private insurance companies approved by Medicare and are typically capable of providing the coverage of Original Medicare, while also making additional benefits available.

What Are the Benefits of Medicare Part C?

Of course, not all Medicare Advantage plans are the same, but you can generally still rely on similar coverage and benefits, including the following:

• Versatile coverage—Medicare Advantage plans include all the benefits of Original Medicare, but many go further by offering prescription drug coverage (Part D), dental, vision, and hearing care. This means you can manage more of your health needs under a single plan
• Cost savings—Many Medicare Advantage plans in California feature low or even $0 monthly premiums, and some cap your annual out-of-pocket expenses. This can help you better predict and manage your health care costs compared to Original Medicare, which does not have an out-of-pocket maximum.
• Additional benefits—Unlike Original Medicare, Medicare Advantage plans often include coverage for wellness programs, fitness memberships and transportation to medical appointments. These added features can support your overall well-being and make it easier to access care.

How Can I Find the Right Medicare Advantage Plan Near Me?

California residents have access to a wide variety of Medicare Advantage plans, each with unique features and provider networks. Whether you’re looking for lower costs, more coverage or extra features, there’s likely a plan that fits your lifestyle and health needs.

The team at Choice Insurance Agency is dedicated to helping seniors and other eligible individuals in Los Angeles, CA assess their options and find a Medicare Part C plan that fits their needs and preferences. Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.